Florida homeowners face unique challenges when it comes to roofing. From intense sun and hurricanes to heavy rains and humidity, selecting the right roof material is crucial. Metal shingles vs asphalt shingles is one of the most common debates in Florida roofing. This article breaks down the differences between metal and asphalt roofing, exploring roof costs, durability, aesthetics, and long-term benefits, helping you make an informed decision for your home.
Whether you’re replacing an asphalt roof or installing a new metal roof, understanding the pros and cons of each roofing material ensures you invest in a roof that performs well in Florida’s climate while providing peace of mind.
Outline
- What Are Metal Shingles and Asphalt Shingles?
- Key Differences Between Metal and Asphalt Roofing
- Durability and Lifespan of Metal vs Asphalt
- Cost Comparison: Metal Roof vs Asphalt Roof
- Energy Efficiency and Heat Reflection
- Installation Considerations for Florida Homes
- Noise, Maintenance, and Repair Differences
- Environmental Impact of Metal and Asphalt Roofing
- Aesthetics and Design Options
- How to Decide Between Metal and Asphalt Shingles
What Are Metal Shingles and Asphalt Shingles?
Metal shingles are roofing panels made from materials like steel, aluminum, or copper, often coated with stone or paint for added durability. They come in profiles that mimic traditional shingle roofs, clay tiles, or slate. Asphalt shingles are the traditional roofing choice in the U.S., made from asphalt-saturated fiberglass or organic mats coated with granules to resist UV rays.
Metal shingles vs asphalt shingles differ in both material and installation. Metal roofing products are lightweight, often easier to handle, and highly resistant to corrosion. Asphalt shingles are versatile, relatively inexpensive, and widely available for a wide variety of roof designs.
If you want to compare metal roof vs asphalt for your Florida home, get your free SmartQuote to see exact pricing for both options online without a sales visit.
Key Differences Between Metal and Asphalt Roofing

Metal and asphalt roofing differ in longevity, maintenance needs, weight, and cost. Metal roofs can endure high winds and heavy rain without major damage, making them ideal for hurricane-prone areas in Florida. Asphalt roofing shingles are susceptible to wear from UV exposure and can degrade faster in extreme climates.
Metal roofs are often more energy-efficient due to reflective coatings, while asphalt shingles absorb more heat, contributing to higher cooling costs. Choosing between metal and asphalt often comes down to long-term value vs initial investment.
Using SmartQuote allows you to instantly compare the cost of installing stone-coated metal shingles versus traditional asphalt shingles for your roof type: SmartQuote Roofing Tool.
Durability and Lifespan of Metal vs Asphalt
Metal roofs can last 40–70 years depending on the type of metal you choose, while asphalt shingles typically last 15–30 years. Stone-coated metal shingles provide additional durability against hail and wind damage, while traditional asphalt shingles may require replacement after severe storms.
Homes with metal roofs are less likely to require frequent roof repair. In contrast, asphalt roofs may need periodic inspection and shingle replacement. Roof life also depends on installation quality and maintenance.
For a clear comparison of roof lifespan and repair frequency, SmartQuote can provide exact cost estimates online for both metal and asphalt options.
Cost Comparison: Metal Roof vs Asphalt Roof

The upfront cost of metal roofing is higher than asphalt, often 2–3 times the initial cost of an asphalt roof. Asphalt shingles are cheaper per square foot, making them a popular choice for budget-conscious homeowners. However, metal roofs can save money over time due to durability, lower maintenance, and energy efficiency.
Metal roofs have higher installation costs but fewer repair costs over their lifespan. Asphalt roofs are quicker to install but may require full roof replacement sooner. Comparing the cost of materials like metal vs asphalt, including stone-coated metal roofing panels or tons of asphalt shingles, is critical when planning your roofing project.
You can use SmartQuote to instantly see the cost of metal or asphalt roof replacement for your home.
Energy Efficiency and Heat Reflection
Metal roofs reflect solar radiation, reducing heat buildup and lowering energy costs in Florida’s hot climate. Asphalt shingles absorb heat, contributing to higher indoor temperatures and increased cooling costs. Cool roofing options are available in both metal and asphalt products, but metal roofs generally outperform asphalt in heat reflection.
Choosing energy-efficient roofing not only reduces utility bills but also contributes to sustainable roofing practices. Homes with metal roofs can benefit from lower energy costs year-round compared to asphalt roofing shingles.
Get your SmartQuote to compare energy-efficient metal vs asphalt shingles for your home.
Installation Considerations for Florida Homes
Metal roof installation differs from asphalt shingles in complexity and time required. Stone-coated metal roofing panels are lightweight and easier to attach to existing roof structures, but require precise installation. Asphalt shingles are quicker to install but heavier, especially when covering large areas.
Florida’s climate, including humidity and hurricane winds, affects the installation process. A reputable roofing contractor will ensure proper attachment and sealing to withstand storms.
SmartQuote allows homeowners to plan installation timing and costs for both roof types without leaving home: SmartQuote Instant Pricing.
Noise, Maintenance, and Repair Differences
Metal roofs can be louder than asphalt during rain or hail, though insulation can reduce noise. Asphalt shingles are generally quieter but may need more frequent maintenance due to wear, wind uplift, or algae growth in humid climates.
Metal roofing products require minimal upkeep, whereas asphalt roofs typically need periodic inspections and occasional shingle replacement. Roof repair costs vary based on material and local weather impacts.
Environmental Impact of Metal and Asphalt Roofing
Metal roofs are often made from recycled materials and are recyclable at the end of their lifespan. Asphalt shingles contribute to landfill waste but can be partially recycled in paving. Green building considerations increasingly favor metal roofs due to their durability, recyclability, and energy efficiency.
For environmentally-conscious homeowners, metal roofs also reduce heat islands in urban areas and can support solar panels.
Aesthetics and Design Options

Metal shingles come in a wide range of colors and textures, including profiles that mimic slate, tile, or traditional asphalt shingles. Asphalt roofing shingles also offer numerous color and style options, including three-tab asphalt shingles or architectural shingles.
Choosing a roofing option involves balancing curb appeal, cost, and maintenance. Metal and asphalt roofing both provide flexibility in design, but metal shingles can give a more modern, long-lasting look for Florida homes.
How to Decide Between Metal and Asphalt Shingles
The choice depends on budget, desired lifespan, maintenance, and climate resilience. Metal roofs may be the best choice for hurricane-prone or energy-conscious homeowners, while asphalt shingles are cost-effective and suitable for most standard roofs.
Use SmartQuote to get exact pricing for your preferred material. This online tool allows you to plan, compare, and purchase your roof without sales visits or traditional consultations.
Key Takeaways
- Metal roofs can last 40–70 years, while asphalt shingles typically last 15–30 years.
- Metal roofs are more durable, energy-efficient, and sustainable.
- Asphalt shingles have lower upfront costs and are widely available.
- Installation complexity, noise, and maintenance vary between metal and asphalt.
- Florida’s climate heavily influences roofing material performance.
- Use SmartQuote to compare metal and asphalt roof costs instantly.
Get Your Roof Replacement Cost Instantly
Ready to see exactly what your roof replacement will cost—and buy it entirely online without the sales pitch? Get your free SmartQuote today in just minutes: SmartQuote Roof Pricing.


